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EMEX Benefits stays on top of the changing health care landscape to provide individuals and business owners with a insurance agent they can trust.

Contact EMEX Benefits today or click below to learn more.

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Welcome To EMEX Benefit Systems - Call Today (763) 478-9050

EMEX Benefits isn't just a broker

As you examine this website, you will learn that, in EMEX Benefit Systems, you have found an advocate. Whether you are a small employer, an individual looking for coverage for you or your family, or a large company we will devote our creative commitment and experience to insure that your benefit programs are a resource and not a liability.

-Dave Wiest, President of EMEX Benefit Systems

About EMEX Benefit Systems

Our job is making benefits work for you

Our main service is to connect hardworking individuals, families, and businesses large and small with benefits suited to their situation. We work with insurance companies to get you the best plan possible, and then will help you learn how to manage your benefits.

We're here to help you get the benefits you need to live a happy, productive life.

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  • BCBS of MN BIG RATING AREA DIFFERENCES UP TO 153%!!!!! - September 27, 2013
    In the past rating areas in Minnesota were required to be compressed and the actual cost of claims between areas in Minnesota were balanced.  Carriers were allowed to define their rating areas within reason and although there was a 20% difference between the twin city rates and se Minnesota actual costs were not the final...Read More
    HOW DO YOU LOWER PREMIUMS AND ELIMINATE MEDICAL UNDERWRITING? A common way to lower premiums is to restrict access to higher cost medical providers.  It seems to me that many of our government officials have forgotten about the revolt against closed panel HMO’s.  I have not.  At one time We had a closed panel HMO by...Read More
  • “Exchange Notice Deadline of October 1, 2013” - September 13, 2013
    Hello All, “GET EXCHANGE NOTICES OUT BY THE FIRST OF OCTOBER  OR ELSE” Many of you have or had teenagers in your family.  When you gave them a curfew there was a consequence to not complying with the deadline.   You can imagine my surprise after all the cajoling of the government to get these notices out when...Read More