You don't know, what you don't know.
We know insurance, so you don’t have to.
We keep up on the ongoing changes, challenges, and opportunities with insurance, so you don't have to.
EMEX Benefit Systems helps employers of ALL sizes,
attract and retain great employees!
We help solo business owners, to companies in 43 states with 800+ employees.
Large Group
In Minnesota, a large group is considered to be a business with 51 or more employees.
Small Group
In Minnesota, a small group is considered to be a business with 50 or less employees.
Manage it All
Control cost & compliance, while increasing your efficiency & employee appreciation.
Attracting and retaining great people to apply & show up has been much more difficult.
The last 3 years, we've seen the landscape for employers change dramatically, especially in retail, restaurants, manufacturing and service industries.
Businesses have been forced to turn down jobs, cut hours of operation, or owners and the remaining employees are exhausted with all of the extra work.
We’ve seen the hiring process and communication become much more important. Having the systems to find people is one thing, but to land that applicant and have them appreciate what your business offers them has become paramount.
Employee benefits are a great foundation to accomplish that.
Employers in many industries are discovering that what they offer MUST keep up with industry trends.
They are finding that onboarding and smoothing out the process is important. They also realize employees need to fully understand what is being offered, in order to achieve true appreciation.
Turnover and open positions can be combated, in part, with a decent employee benefits package. One that is complete enough to suit the needs of all or most employees.
Adding ancillary coverages such as dental, vision, disability, and life insurance costs pennies on the dollar compared to medical insurance. It offers more protection for employees and their loved ones and can create a robust benefits package that bolsters appreciation and that ever more illusive loyalty.
There are many options to weigh when choosing Group Medical Insurance.
You can count on us to walk you through it.
Actual Expenses that will be incurred monthly and annually?
- Premium expenses to both the employer and employee.
- Is there a way to contain the costs?
- How much must an employer pay of the costs?
- Plan document creation costs (Section 125, POP, WRAP SPD, HSA & HRA Modules)?
- Are there any additional expenses to manage or obtain the plans?
- Employee paid voluntary benefits?
What medical insurance strategy is best for your business?
- Traditional Fully-Insured
- Level or Expected Funded health plans
- Self Insured
- Stacking HSA & HRA
- Section 125 - Cafeteria Plans (DCAP - HRA - HSA)
- ICHRA Defined Contribution Plans
- QSEHRA Defined Contribution Pans
What is best for your business & what will your employees appreciate?
- HMO, PPO, Open Access, Managed Care, Indemnity, CDHP, or HDHP
What level of coverage would best be appreciated by your employees while still maintaining the cost your business can incur?
- Deductibles & Co-payments
- Coinsurance Levels
- Plan Benefit Maximums
- Out of Pocket Maximum Costs to Employees/Families
- Integration with Cafeteria Plan
- Health Savings Accounts
Great Benefit Options & Great Systems!
Our systems will help you protect your employees and their families, while helping your bottom line.
- Minimize costs
- Increase efficiency
- Maximize the appreciation of employees
Business Owners....ask yourself these questions:
Then call EMEX Benefit Systems.
- Most of our services are provided with no additional costs.
- The benefit management platform we provide is accessible to our clients at no cost, with the addition of ancillary or voluntary coverage for your employees.
- Our training, support, and advocacy are FREE.
- A few laughs will be included in all encounters.
We represent dozens of carriers for medical, dental, vision, life & disability insurance options.
As new carriers come into the market, we adjust our offerings and bring them to you. This list does not represent them all.
Don't see what you are looking for? We are able to get appointed to new carriers quickly and are licensed in multiple states.
We love making a difference for hard working businesses in these industries:
- Construction
- Manufacturing
- Industrial
- Transportation & Trucking
- Healthcare
- Printing
- Hospitality
- Retail
- Agriculture & Food
- Professional Services
Use our connections!
For over 25 years, we've built longstanding relationships with GREAT people!
We love creating connections for people.
Attorneys - Financial Advisors - CPA's - Tax Experts - Business Development Experts - Coaches - Marketing Pros - HR Experts & many other insurance professionals.
Use us for our connections, we don't mind.
