Employee Health Insurance & Group Benefit Options
Recruiting and retaining quality employees is a top priority for ANY business.
Benefits are like water.
They help your employees plant roots.
Adding benefits does not have to break the bank, or add more stress.
EMEX is here to help, and our services cost you nothing.
Core and Ancillary benefit options for employers to consider.
- Fully-Insured Plans
- Self-Funded Plans
- Level-Funded & Expected
- Group Medical
- Group Dental
- Group Vision
- Short Term Disability – STD
- Long Term Disability – LTD
- Group HSA's
- Group Life (basic and buy up options)
- Accident
- Critical Illness
- Voluntary Benefits
- Travel Insurance
- ICHRA
- QSEHRA
- Identity Theft Protection
- Plan Document Creation
Why should a business consider implementing or beefing up group benefits?
Recruiting:
Hiring qualified employees while our nation struggles to recover from the coronavirus pandemic is “the top concern” of US employers. A comprehensive benefit package will position a business to land attractive/talented employees.
46% of adults said, “benefits were the deciding factor when choosing their current position.”
Responses were gathered Jan. 25-28 from 1,000 U.S. adults receiving health care through their workplace
Retention:
A survey released by America’s Health Insurance Plans found that 71% of American workers indicated benefits are the primary reason they remain working in their current position. Offering insurance products to your employees shows you’re investing in their health and financial wellbeing.
Tax advantages:
Generally speaking, any expenses an employer incurs related to insurance (for employees or dependents) are 100% tax-deductible as ordinary business expenses, on both state and federal income taxes. Employees are allowed to pay many plan contributions pretax; via payroll deduction, reducing taxable income and substantially reducing their net insurance premium costs.
Productivity:
Research shows that employee health status directly influences work behavior, attendance and on-the-job performance. Healthy = Productive.
Trust:
Employers are always looking for ethical employees with integrity, intelligence and ambition. These people normally have families they work hard to support, provide for and love. Providing coverage options shows these people you’re invested them in their family.
You can't do it all. And you don't have to.
We include in our package of services, a software platform that allows each employee to access:
- Employees have direct access to all the ACA required postings along with a way to confirm they have been read.
- Access to a listing of all their benefits and links to all the carrier websites, information on eligibility as well as functioning as a company document communication hub.
- A complete benefit statement that shows their regular pay plus all statutory and employer paid and employee paid benefits. This allows employees to see their total pay check which helps employers communicate to employees their "real" paycheck.
EMEX Benefit Systems helps you operate like a large HR Department, even if you don't have one.
EMEX has worked with large and small companies in many different sectors, with multiple locations, in multiple states and many types of employees for over 25 years.
Does any of this sound familiar?
- Wearing too many hats?
- Don't have an HR Dept or need yours to be more efficient?
- Not specifically trained to manage employee benefits?
- Still using paper with new hires?
- Feeling a smidge non-compliant?
- Need a FREE advocate with carriers?
EMEX Benefit Systems is proud to help mom & pop shops to multi-state operations.
Feeling a smidge non-compliant
these days? We've got you!
Adding benefits does not have to break the bank, or add more stress.
EMEX is here to help. Our services cost you nothing.
We represent dozens of carriers for medical, dental, vision, life & disability insurance options.
As new carriers come into the market, we adjust our offerings and bring them to you. This list does not represent them all.
Don't see what you are looking for? We are able to get appointed to new carriers quickly and are licensed in multiple states.
